Income Protection

Comprehensive
Income Protection

Secure cover against accidents and illnesses

We compare the UK’s most popular & trusted income protection insurers – saving you time, money and stress

Our Customer Satisfaction Guarantee

  • Protection against accidents & sickness
  • Protect your family, mortgage or rent and essential bills with an affordable monthly premium
  • Income received is tax free
  • Policies underwritten by the UKs leading and most reputable insurers
  • Self employed, employed, contractor, management and director cover specialists
  • Fully FCA regulated

We work with UK's
leading insurance providers

We source, vet and partner with ONLY the most experienced and reputable Income and salary protection specialists

How to secure your personalised insurance policy cover now

By sharing some brief details about your employment circumstances and personal details, you can get your personalised insurance policy cover in three super simple steps:

Complete our painless one minute form

Get a quick 'no obligation' quote from one of our specialists

Complete a simple application and start the cover

What Our Customers Say About The Income Protection Group

Specialist policy advice, trustworthiness, competitive pricing and policy variety

Cyra Jaffrey

Chris was very friendly, helpful and informative. If the whole team has the same method of customer care as Chris then you don’t need to go anywhere else.

He had my needs at the forefront of his approach and I am very happy that the policy meets those needs

September 2022

Kimberley Scott

Nadeem was very polite and professional while discussing what policy would be best for me.

Gave unbiased advice and explained everything clearly while going through the diffent options available to suit my needs and the application process. Fantastic service and would highly recommend to all

August 2022

Only 6%

of the UK’s population have income protection1

What is income protection?

Income Protection Insurance is a type of insurance policy that provides sickness income protection for self-employed individuals in the UK, as well as others who may require wage insurance or payment protection insurance. It is designed to pay out a regular monthly income if the policyholder is unable to work due to an injury, illness, or redundancy.

This type of insurance is a form of income insurance policy that ensures the policyholder has salary protection if they cannot work due to an illness or accident. The policy can also provide job loss insurance or work insurance for UK residents who may need it.

Income Protection Insurance is a form of personal accident insurance that can also provide personal accident cover for policyholders. It can offer sickness cover, illness insurance, and illness protection insurance. It is a type of private sick pay insurance that can be customised to suit the policyholder’s specific needs, and it is available as a business insurance cover for companies in the UK.

Wage Cover, or wage protection insurance, is a specific type of Income Protection Insurance that provides cover for policyholders who are unable to work due to illness or injury. It is also a type of redundancy insurance that provides financial support if a policyholder loses their job. This type of insurance can also offer liability insurance for businesses in the UK.

In summary, Income Protection Insurance is a flexible insurance policy that provides a regular source of income to those who are unable to work due to an injury, illness, or job loss. It is a valuable tool for those who require salary protection or sick pay insurance in the UK, and it can be customised to suit the needs of the policyholder.

Why take out income protection insurance through The Income Protection Group?

Insulate yourself against unnecessary stress and financial hardship and protect yourself, family and mortgage.
Protection

Protection when you can’t work short or longer term: Due to illness, accidents, unemployment

work injury income protection
Security for Self-employed

We can cover all of your essential loses, especially useful if you have no sick pay policy or employer illness cover.

Worker blowing his nose income protection
Back to work cash

Vital assistance to stop you falling into arrears with mortgage or rent payments, plus utility & food expenses, until you return.

Writer on laptop
All occupations considered
Employees, Management, Administrative Staff, Manual Workers, Key Workers, Directors, Clerical works, Academics and more.
nurse income protection

What are the EXTRA policy support benefits?

We provide ALL our customers with an exclusive mix of additional service options; depending on which policy they select – to speed up their financial, physical or mental recovery.
Free mental Health Support
Advice and support for medical diagnoses
Virtual GP access
Access to expert advice via a dedicated healthcare app
Free physiotherapy sessions
Expert sessions to help your recovery and return to work
2nd medical opinions
Professional consultations to speed up your diagnosis & recovery
Gym discounts
Money saving support for either recovery or personal fitness
Support returning to work
A comprehensive package of financial & medical assistance
0 %

Self-employed

Only 1 in 10 Self-employed individuals have income protection insurance2

£ 0 m

Paid out

£2.5 million paid out to policy members in 20213
0 %

Claims paid out

An average of 95.2% of claims were paid out over the past five years.3

What is the cost?

The Income Protection Group offers personalised salary protection policies from as little as £10 per month. Providing customers with complete peace of mind, that you aren’t overpaying for yet another insurance policy.

Only 6% of the UKs population have income protection1

60% of the UK only have less than £5,000 in savings4

  1. Global Data July 2022
  2. ‘Ill Prepared 2020’, survey of 3,000 self-employed individuals, The Exeter, Dec 2020
  3. The Income Protection Group partner Shepherds Family 2021 report
  4. Financial Lives Survey, Financial Conduct Authority 

REQUEST A FREE QUOTE

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Enter your annual salary without any tax deductions

REQUEST A FREE QUOTE

Step 1 of 3
Enter your annual salary before any tax deductions